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Editor's Note: APYs listed in this article are up-to-date as of the time of publication but may fluctuate as the Fed rate changes. CNBC will update as changes are made public. A high-yield savings ...

Carley is a writer, editor and social media professional. Before starting at Forbes Health, she wrote for Sleepopolis and interned at PBS and Nickelodeon. She’s a certified sleep science coach and ...