Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Indiana rounds out the list as the 10th-cheapest state for car insurance with an average annual rate of $1,747. USAA is the ...

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Raising your insurance deductibles can be a quick way to save on premiums, my data analysis found — but it’s not free money.