K-shaped credit scores: More consumers fall into either super prime or subprime buckets

The share of consumers considered subprime, with credit scores below 600, ticked up slightly at the end of 2025, but those ...
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Credit scores polarize as private credit strains and yields climb

New data from TransUnion shows a widening split in U.S. credit scores, with more consumers in either super prime or subprime tiers and fewer in the middle. The shift comes as private credit markets ...
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TransUnion updates auto performance, shares research about K-shaped path of overall consumer credit market

Along with extensive research confirming that the U.S. consumer credit market is increasingly splitting along a K-shaped path ...
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TransUnion fires latest volley in credit-score price war

TransUnion has further slashed its mortgage origination price for VantageScore 4.0, a metric the government-related secondary market is seeking to promote as an alternative to traditional measures ...

CIBIL score on BHIM app: Steps, limits, and dispute process you should know

Checking your CIBIL score is now easier. The BHIM App, developed by NPCI BHIM Services Limited, has integrated TransUnion ...

A low credit score could cost you nearly $400 in interest each year. Here's how to fix it

You should avoid carrying a credit card balance whenever possible. But if you do, make sure you're not paying more than ...

Where your credit score can and can’t raise your insurance costs

Several states are moving to ban a common practice that discriminates against Americans with poorer credit history.
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You can now check your CIBIL score on BHIM app

TransUnion CIBIL has integrated consumer credit scores and reports into the BHIM Payments App, allowing users to access their ...